Jones Financial Accounts
For construction, engineering, and trade businesses frustrated by traditional accountants. Jones Financial Accounts is a fractional-FD partner that transforms raw numbers into growth strategy.
We embed into your operations, delivering real-time insight, cash-flow control, and board-level finance leadership.
Jones Financial Accounts
Simple Packages. Serious Outcomes.
Choose the level you need today, clean books, operational control, or board-level strategy and scale up as you grow.
Bookkeeping & Compliance
You’ve built the business, now let’s build the financial foundation.
From CIS to cash flow, we make sure every number’s right, every return’s on time, and every deduction’s captured. It’s not just bookkeeping, it’s financial confidence built for construction and engineering.
Financial Controller
Revenue looks good on paper, but cash tells a different story.
When you’re ready to move beyond compliance and understand your numbers, this package gives you clarity. We bring structure to project finances, strengthen reporting, and spot risks early, so issues get fixed before they hit your margin.
Finance Director
Targets keep getting missed, and no one knows why.
We act as your part-time FD, turning numbers into strategy with pricing reviews, margin improvement, and board-level forecasting, so finance drives profitable growth.
BENEFITS
Clarity on profit and cashflow
Understand where your money is going and what’s really driving performance.
Know your true financial position anytime
See exactly where your business stands, not just at year-end.
Early warnings on financial risks
Spot problems like cash shortfalls or cost overruns before they escalate.
Confidence when speaking to lenders & suppliers
Present clean, credible accounts that strengthen your reputation and negotiation power.
Financial lead who understands your industry
Bridging operational challenges with strategic financial insight so decisions are grounded in real-world understanding.
A Partner in Problem-Solving
Achieving goals, operational plans, and investments with clear financial evidence, giving you clarity and confidence when tackling challenges or opportunities.
Transform how your team performs
Equipping them with sharper data, stronger oversight, and the accountability needed to deliver sustainable performance.
Experienced FD & finance team at a fraction of the cost
We bring board-level insight, day-to-day financial control, and sector knowledge, without the overheads of building a department yourself.
The JFA Growth Finance Framework
We believe finance should do more than report history, it should shape your future. Our five-step framework transforms businesses, helping owners unlock growth, overcome challenges, and build legacies that last beyond succession.
Foundations – Get the basics right
We clean up your books, payroll, VAT, CIS, and compliance. This removes costly mistakes, prevents HMRC fines, and ensures every tax relief is captured. The result? Reliable data, less admin stress, and cash savings from day one.
Visibility – Turn numbers into insight
We build management accounts, cash flow forecasts, and cost analysis reports. This shows you where profit is made, where cash leaks, and which projects drain margins. Directors gain clarity to act quickly, boosting confidence and protecting profit.
Control – Finance in the driver’s seat
We implement dashboards, KPIs, and project profitability reports. This puts you in control of costs, pricing, and risk. Early visibility stops overspending, prevents poor hires, and can cut overheads by up to 20% annually.
Strategy – Growth backed by evidence
As your part-time FD, we run pricing reviews, build financial scenarios, and prepare funding applications. Every decision, from hiring to investment, is backed by hard numbers, not guesswork. This protects cash flow and can lift margins by 10%.
Partnership – Beyond the numbers
We embed finance into your leadership, advising from site level to the boardroom. This alignment scales your business sustainably, improves net margins, and ensures every big move is guided by financial expertise. Finance becomes a true growth partner.
FAQ
WHO ARE YOUR SERVICES FOR?
Construction and Engineering Firms – from start-up builders to established contractors managing multi-phase projects. ​
SMEs Without an In-House Finance Team – if you’ve outgrown your bookkeeper but aren’t ready to hire a full-time FD, we fill that gap. We become your remote, hybrid finance function.
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​Directors Who Want Visibility and Control – we work with business owners, leadership teams, and boards who are serious about scale and need clear financial insight to make confident decisions.
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Start-Ups with Big Plans – if you’re just getting off the ground but want to build things properly from day one, cash flow, systems, forecasts, the lot we’ll lay the foundations that can support real growth.
DO YOU ONLY WORK WITH CONSTRUCTION AND ENGINEERING BUSINESSES?
No - We work with ambitious, growth-focused businesses across the UK in all different industries.
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If your business is growing, evolving, or struggling to make sense of the numbers behind it, we’re your outsourced finance partner.
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We don’t just keep you compliant. We give you clarity, control, and confidence to grow.
WHAT'S THE DIFFERENCE BETWEEN AN ACCOUNTANT AND YOUR SERVICE?
Traditional accountants focus on the past. They’ll file your taxes, prepare your year-end accounts, maybe send you a P&L if you ask nicely.
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We don’t just crunch last year’s numbers, we help you use them to plan what comes next. Whether you're growing, hiring, launching new services or just trying to get control, we turn your data into direction.
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Strategic planning, forecasting, budgeting, pricing models, cash flow, cost control, it’s all part of how we help you make smarter decisions for next month, next quarter, and next year.
